Can You Afford Not to Have Auto Insurance Coverage? Is Automotive Insurance a Necessity by Law?

By Bob Randooke

2 or 3 years ago our economy was growing very fast and it was led by the housing industry. Houses everywhere were going up like crazy especially here where I live in Southern California, but as we now know nothing good in life can last forever and as far as our economy is concerned that is a massive understatement.


We now live in an age of global recession and this has affected every area of our lives, especially in our driving habits. These days more and more drivers are hitting the road without any auto insurance coverage and this is like a financial ticking bomb that could explode at any second especially if you get caught being responsible for an accident and even partially responsible for causing one.

The problem with driving with no auto insurance coverage is that not only can it destroy you fiscally but it can also land you in jail even if you don't get into an accident at all because driving without car insurance in almost any state is against the law in America.

Now even if you want to take that chance you should always see what your options are. What you need is automotive insurance from companies that can afford to give you a better deal but where in the world would you be able to find an auto insurance company like this? A very popular way that people are now finding out about to get cheap car insurance is to go online. An online auto insurance company most likely uses the umbrella approach to get you the best deal.

In other words they will offer you competitive auto insurance quotes from the top 5 or 6 insurance companies in America and allow you the luxury of looking them over one by one and choosing the best one for you before you even meet with an auto insurance coverage broker.

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